Carol Baker is an independent insurance consultant dedicated to specializing in group and individual benefits. She is licensed for health and life in the state of New Jersey, as well as in New York, Pennsylvania and North Carolina.


After working in the corporate world for over 25 years, Carol saw that there were limited insurance resources available to individuals and small companies. Bringing together her experience and expertise, she launched Caba benefits, LLC, in an effort to provide each of her clients with expert, specialized service, as well as personalized attention.


Carol brings to her clients 18 years of expertise in the small group and individual health arena through a large general agency in New Jersey. She also has 10 years of experience as a Benefits Manager for several retail firms, and is knowledgeable about the range of available plans, along with their current rules and regulations.


Carol currently resides in Morris County with her husband, John, and family pet, Bridget.